MAA Takaful Bhd - Agensi Ikhwan ... Perunding Kewangan Anda
Sabtu, April 30, 2011
Taklimat Haji Felcra Seberang Perak
Rabu, April 27, 2011
Ahad, April 24, 2011
Taklimat Haji SK Dendang
Taklimat Haji SMK Pangkalan TLDM
Taklimat Haji SK Kampong Dew
Selasa, April 19, 2011
Agency Training Kota Kinabalu
Agency Training Kota Kinabalu
Product Training Oleh Puan Fazidah
Taklimat Haji di LKIM Kota Kinabalu
Buka Kaunter Takafulink Hajj di SMK Tansau Penampang
Penerangan Takafulink Hajj di SMK Agama Limawan
Khamis, April 14, 2011
Isnin, April 11, 2011
Taklimat Haji di SMK Tok Perdana Sitiawan
Rabu, April 06, 2011
Malaysian Assurance Alliance Bhd ... sold?
Kuala Lumpur: MAA Holdings Bhd (MAAH) (1198) is poised to sell 70 per cent of its composite insurance outfit, Malaysian Assurance Alliance Bhd (MAA), to Zurich Insurance Co Ltd for an estimated RM1.2 billion.
An industry source said the deal does not include MAAH's Islamic insurance unit, MAA Takaful Bhd.
However, it is learnt that both parties may talk about the takaful business once the latest deal is concluded.
In 2008, MAAH offered AmAssurance Bhd 4.9 per cent of its Islamic insurance arm as part of a bigger deal to sell its general insurance business. That RM180 million deal had since been scrapped.
Zurich Financial Services Ltd (Zurich FS) global corporate business head Geoff Riddell told Business Times two years ago that the group was keen on the takaful business.
"We are still looking at how we can do takaful. I don't consider takaful (proposal) dead," he had said.
Zurich FS' acquisition of MAA may spell the end of its alliance with Koperasi MCIS Bhd through their joint venture, MCIS Zurich Insurance Bhd.
Koperasi MCIS holds a 43.69 per cent stake in the joint venture, while Zurich FS owns 40 per cent.
In 2009, Business Times reported that Zurich FS, Switzerland's biggest insurer, may sell its shares in MCIS Zurich after a failed plan to expand the business had strained relationship between the major shareholders.
"It is well known that Zurich FS has been planning to reposition its operation here since early 2009. It has considered several options, including acquiring an alternative licence and gaining control of another insurer such as MAA," said the source.
Nevertheless, Zurich FS could also merge MAA with MCIS Zurich and retain management control of the enlarged entity, or sell MCIS Zurich and transfer its business and expertise to MAA.
Zurich Insurance's 70 per cent stake in MAA is the maximum allowed under Bank Negara Malaysia's (BNM) relaxed foreign ownership rules.
BNM does not allow insurers to own two insurance companies in Malaysia. This means that Zurich FS must sell its MCIS Zurich's insurance business or merge the insurers.
It is also understood that Zurich FS may have had prior engagement with BNM to explain its intention and address its concerns.
MAA, once the largest locally-owned insurer, is forced to sell its insurance business after reeling from solvency issues and inadequate capital reserve.
It has until August 2011 to raise money to meet BNM's ruling on risk-based capital framework, which requires an insurer to maintain a capital adequacy level that matches its risk profile.
MAAH executive chairman Tunku Datuk Ya'acob Tunku Abdullah is considering refinancing a RM200 million loan or a rights issue.
MAAH shares resumed trading yesterday after it had requested for the suspension last Monday, in response to the recent movement in its share price.
Prior to the suspension, the stock had traded at RM1.05, its highest since December 16 2010.
Yesterday, it fell 6.67 per cent to 98 sen, on a high volume of 33.7 million shares.
Read more: MAA set to sell unit to Zurich Insurance http://www.btimes.com.my/articles/maa05f/Article/#ixzz1IkVayxK0
Utusan Malaysia Online - Kos tunai haji kekal "dianggarkan lebih 500,000 pendeposit TH memohon untuk mengerjakan haji pada tahun ini"
pengarang@utusan.com.my
JERAI 3 April – Kos menunaikan ibadat haji di tanah suci Mekah tahun ini kekal iaitu sebanyak RM9,980 seperti tahun lepas bagi setiap jemaah.
Menteri di Jabatan Perdana Menteri, Datuk Seri Jamil Khir Baharom berkata, pengekalan kos itu secara tidak langsung membabitkan tambahan subsidi oleh kerajaan untuk setiap jemaah sebanyak RM4,360 berbanding RM3,060 tahun lalu.
Katanya, keputusan tersebut mengambil kira pertimbangan daripada pelbagai sudut dan pandangan termasuk keperluan pendeposit di Lembaga Tabung Haji (TH).
“Di sebalik peningkatan kos pengangkutan, makan minum dan penginapan di tanah suci, kerajaan tetap menimbangkan terutamanya keperluan pendeposit haji yang berusia dan berharap menunaikan haji.
“Ia juga mengambil kira prestasi pencapaian TH yang mampu mengendalikan dengan sebaik mungkin urusan ini serta keuntungan yang diperoleh pada 2010. Jadi kita mengekalkan tambang haji tahun terdahulu,” katanya.
Beliau berkata demikian selepas merasmikan Mesyuarat Agung Persatuan Ibu Bapa dan Guru (PIBG) Sekolah Kebangsaan Gurun Pusat di sini hari ini.
Bagaimanapun, kata Jamil Khir, tambang tersebut hanya untuk jemaah yang pertama kali menunaikan haji sahaja.
“Bagi mereka yang pernah menunaikan haji perlu membayar tambang penuh iaitu RM14,340 kerana dikecualikan mendapat subsidi. Ini sebagai memberi peluang mereka yang pertama kali ingin menunaikan haji,” katanya.
Katanya, kos sebenar tersebut juga masih rendah berbanding negara jiran seperti Singapura sebanyak RM16,000, Brunei (RM17,000), Thailand (RM14,000) dan Indonesia RM10,000 hingga RM14,000.
Tambah beliau, dianggarkan lebih 500,000 pendeposit TH memohon untuk mengerjakan haji pada tahun ini.
“Namun semua ini bergantung kepada kuota yang akan dibenarkan oleh kerajaan Arab Saudi nanti.
“Pada masa yang sama kita akan berusaha memohon kuota sebanyak mungkin tetapi masih dalam lingkungan kemampuan TH menguruskannya demi keselesaan jemaah mengerjakan ibadat itu kelak,” katanya.
Berita Harian Online | Tambang haji musim 1432 Hijrah kekal RM9,980
Bagaimanapun, kadar itu hanya bagi bakal haji yang menunaikan ibadah itu kali pertama, manakala bagi mereka yang menunaikannya kali kedua dan seterusnya akan dikenakan kadar tambang mengikut kos sebenar tanpa subsidi.
“Kadar ini masih rendah berbanding beberapa negara Asia lain, termasuk Thailand yang mengenakan sekitar RM14,000 bagi setiap bakal haji, Singapura (RM16,000), Brunei (RM17,000) dan Indonesia antara RM10,000 dan RM14,000 mengikut tempat.
“Kita mengambil kira pelbagai faktor semasa seperti keperluan dan kebajikan rakyat selain prestasi kewangan Tabung Haji tahun lalu sebelum memutuskan untuk mengekalkannya,” katanya pada sidang media selepas merasmikan mesyuarat agung tahunan Persatuan Ibu Bapa dan Guru (PIBG) Sekolah Kebangsaan Gurun di sini, semalam.
Sementara itu, Jamil Khir berkata, Kerajaan Arab Saudi juga sudah meluluskan untuk menambah keluasan bagi penginapan setiap bakal haji kepada empat meter persegi seorang, berbanding 3.5 meter persegi sebelum ini.